How to respond in the event of an auto accident:

In the event of a car accident, stress and confusion can make it difficult to think clearly. Having a reliable and affordable auto insurance policy can give you peace of mind in the event of an auto accident. At Insurance Capital Group we believe it is also important to know what to do and what to ask should you find yourself involved in a trafffic accident. Knowing which questions need to be answered can help ensure you have the pertinent information to file a claim and protect yourself. Review the following points and keep a copy in your vehicle.

• Stop your car. Do not leave the scene of the accident. It is important to remain at the scene until police are able to file a full report.
  
  
• Call the police no matter the severity of the incident. Even in a minor traffic accident, it is important to have a legal report on record. If necessary, contact medical help and "in case of emergency" contacts for those involved.
  
  
• Make notes of the accident facts and details as soon as possible. Keeping accurate personal records will help you cooperate with the insurance company's investigation. It is also important to limit discussions regarding the accident with bystanders and communicate only with police and your insurance agent.
  
  
• Call your insurance provider to inform them of the accident as soon as possible. Be aware of your auto insurance policy, as some companies require you to notify them within a certain time frame.
  
  
• After the accident, seek out more than one repair shop estimate. Often times, you do not have to use the repair shop the insurance company suggests.
  

From the other driver(s):
Name
Address
Phone Numbers
Description of Car
License Plate Number
Insurance Company

From the Police:
Officers Name
Copy of Police Report

From Witnesses:
Names
Addresses
Phone Numbers

At Insurance Capital Group, a clean driving record can result in lower costs for auto insurance coverage. Safe driving and a quality insurance policy are your best defense against an auto accident. Insurance Capital Group is your premier source for auto insurance, motorcycle insurance, RV insurance policies and marine insurance.

Call 866-946-7868 to speak to an Insurance Capital Group agent today to discuss current auto insurance options. You can also complete our online quote form and one of our knowledgeable insurance agents will contact you to discuss available auto insurance policy options.

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