Protect Your Home with Historic Home Insurance

You purchased your historic home because of its old world character and rustic feel. The captivating and distinctive features enrich your home's historic beauty: slate roofing, stained glass windows and elegant wide board oak floors. Whether home is a Queen Anne Victorian in downtown Charleston SC or Wilmington NC or perhaps a rustic log cabin in the history rich Blue Ridge Mountains, owning a piece of historic property is like rediscovering the American dream itself. At Insurance Capital Group, we recognize the time and effort you've spent to restore and maintain your historic property. It's our belief that you and your historic home deserve adequate historic home insurance coverage from a reliable insurance agency.

Costs associated with insuring a historic home require special attention and a comprehensive homeowners insurance policy which considers a number of factors including:

• Replacing certain unique elements and features of a historic home in the event of damage can require specialized labor and parts. This can prove to be expensive and challenging if you don't have an adequate homeowners insurance. Be certain your homeowners policy can cover costs to rebuild or repair at above average costs.
  
  
• Consider the requirements of your city's Historic District. The majority of historic districts require homes to be maintained and repaired in a manner that is in accordance with historical district guidelines.
  
  
• Keep in mind replacement costs for covering furnishings such as antiques, oriental rugs or pieces of art. Remember to discuss these additional assets with your insurance agent.