Money Saving Tips - The Do's and Don'ts

Since the Great Fire of London, people have been insuring everything. When a single disaster devours almost 14,000 homes, it's easy to see why everyone jumped on the insurance bandwagon. From homeowners insurance to pet insurance, there is a policy for everything. Before you begin throwing cash at the proverbial insurance fire, consider the benefit of an independent insurance company. At Insurance Capital Group we understand the need for quality coverage that doesn't break the bank. As an independent insurance company, we're able to shop the market for you to find some of the best rates and most comprehensive policies. From homeowners insurance to full coverage auto insurance policies, there are ways to save on your insurance without sacrificing service and coverage.

DO Shop Around

At Insurance Capital Group, we take care of the most important aspect of buying insurance and do the shopping for you. As an independent insurance company, we have access to some of the Nation's top insurance carriers and can help you find some of the lowest rates on the market.

DON'T Sacrifice Coverage

Raising the amount you pay toward a loss before your insurance company starts to pay allows you to take on more of the cost in the event of a claim. Raising your deductible is a smart way to save money on premiums without sacrificing insurance coverage.

DO Review Available Insurance Discounts

Many insurance carriers offer discounts on various types of policies. Homeowners can often take advantage of discounts for new homes, alarms, and even discounts for a nearby fire hydrant. Discounts for good credit, students, military and retirees are also often available. Insurance Capital Group agents can review your unique insurance needs to see if you qualify for a money saving discounts on insurance.

DO Bundle Insurance Services

Multi-policy discounts are often available if you have two or more policies with the same insurer. Combining homeowners and auto insurance policies with one carrier can often produce a lower price. If you have an affordable policy, keeping your coverage with a company for several years can also result in long-term policyholder discounts. Remember to review periodically for cheaper rates.

DON'T Avoid Home Improvements

Simple updates to your home can save you money on premiums. Some companies offer discounts for smoke detectors, sprinkler systems and burglar alarms. If you live in an area prone to natural disasters, storm shutters and reinforced roofing can make your home more resistant to damage and therefore potentially save you money.

Contact Insurance Capital Group > 2 Options

• Call Insurance Capital Group at 866-946-QUOTE (866-946-7868) to speak to one of our licensed insurance agents.
• Complete our online quote form and one of our insurance specialists will contact you to discuss policies, rates and options for your unique situation.